A compliance officer is conducting a customer risk review. Which statements represent the
highest level of customer risk? (Select Two.)

1. A. A customer who uses a virtual private network (VPN) connection to access the customer's account
2. B. A student customer depositing 15,000 USD over a period of a month, using the funds to purchase cryptoassets that are sent to another virtual asset service provider
3. C. A business customer opting to pay suppliers in cryptoassets
4. D. A customer receiving cryptoassets daily from another virtual asset service provider located in a foreign jurisdiction which are then sent to a private wallet
5. E. A customer located in a foreign country donating 10,000 USD worth of cryptoassets to a charity for veterans in the US

Correct Answer: BD

A compliance officer is conducting an AML risk assessment of two different operating models: a centralized cryptoasset exchange and a decentralized cryptoasset exchange. Which key difference causes the compliance officer to risk-rate the decentralized exchange higher than the centralized exchange?

1. A. The cost of each transaction
2. B. The number of validator nodes
3. C. The lack of a central counterparty
4. D. The supported asset types

Correct Answer: C